Rules and Policies

CLTC®: Helping Long-term Care Professionals Succeed

Whether you're an insurance professional, financial advisor, attorney, CPA, or other professional guiding clients and their families, it is critical to understand that their needs extend well beyond asset accumulation, income distribution, and estate planning.

Today, working in these markets requires knowledge of long-term care and what decisions must be made well before care is needed in order to protect families from the emotional, physical and financial devastation that a need for extended care can cause.

The Certification in Long-Term Care (CLTC) designation was created in 1999. It focuses on the discipline of extended care planning. It provides professionals the critical tools necessary to discuss the subject of longevity and its consequences on their client's family and finances. Students learn how to mitigate these consequences by developing a plan to protect their clients and their families.

  • Extended care is a field of study similar to those of insurance, financial services, law and accounting.
  • The field focuses on the severe consequences of providing care over an extended period of time.
  • The best way to protect families is not to sell a product, but offer advice that leads to a plan to mitigate those consequences.

The CLTC designation has been recognized and supported by The American College, NAIFA and major insurance carriers.

To view The CLTC Code of Professional Responsibility, click here.

For more information:
Call 877.771.2582 or email.

Success Stories

I’ve been selling LTCi for years…this course is excellent for new agents as well as experienced. My selling activities will be completely changed as a result of taking eLearning, because I was emphasizing the wrong things!

-J.H. CLU, ChFC, Mass Mutual
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