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Have you thought about purchasing long-term care insurance? With most American retirees needing long-term care at some point in their retirement, it's important to plan for the cost of that care. And that care isn't cheap. Though long-term care insurance can help cover that cost, different policy types may do so in different ways. 

Shopping for long-term care insurance in your 70s can be stressful. After all, premiums for this type of insurance typically increase with age and rejection can be a real concern for seniors. But that doesn't mean you shouldn't consider coverage at all. 

Deciding whether to purchase long-term care insurance in your 50s may be a relatively easy decision to make. At that age, insurance premiums may still be affordable, and at a younger age, you're more likely to qualify for coverage. 

As older Americans’ needs for medical care and other support grow, women bear the biggest part of the burden of caring for them.

Long-term care insurance is an effective way to plan for the cost of care. But how much is it if you're already 75?